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Health Insurance Support for Medical and Dental Practices

You take care of patients. We take care of employee benefits.

Local Advisors Helping Medical & Dental Practices Across PA, NJ & DE

Based near Philadelphia, our licensed advisors specialize in helping medical and dental practices compare group health plan options. We guide enrollment, keep your staff compliant, and navigate carrier and state benefit rules for practices across Pennsylvania, New Jersey, and Delaware.

You Take Care of Patients – We Take Care of Your Benefits

We take benefits off the practice manager’s plate
Support for spouse-run or owner-run administrators
Guidance on plan choices that attract and retain nurses, hygienists, and clinical staff

Why Medical and Dental Offices Choose Us

Full-service support from licensed advisors who know you and your business

Coverage across regional and national carriers

Scheduling that works around clinic hours and provider calendars

Access to enrollment and HR tools like Employee Navigator and Mineral

Common Challenges We Solve

Managing staff turnover and benefits access
Owners covering family members under the plan
Getting help with billing issues or carrier disputes
Finding plan options in high-cost regions
ACA compliance planning for practices near 50 employees

Designed for Practices Like Yours

Independent dental practices (2–50 employees)
Small medical offices with 1–3 physicians and support staff
Practice managers or physician-owners running benefits without HR
Offices with full-time plus part-time or family employees

What You Get

Personalized health plan comparisons (PPO, HMO, EPO; options vary by carrier and state)
Simple onboarding support for new hires and terminations
Optional dental, vision, life, and disability add-ons
Annual renewal guidance plus ACA documentation support
Employee education and handouts (standard or customized)

Frequently Asked Questions (FAQs)

Is there a cost to work with Health & Benefits Partners?

There’s no added cost to work with us. We’re compensated by the insurance carrier if you choose to enroll, and compensation may vary depending on the carrier and plan.

Do I need an HR department to offer health insurance?

No. We work with many owner-led and office-based employers that manage HR in-house or informally. We help you handle enrollment, compliance, and renewals.

Are you health insurance brokers or advisors?

We are licensed health insurance advisors (sometimes called brokers) serving employers in Pennsylvania, New Jersey, and Delaware.

Can an ICHRA work if my employees are in different states?

Yes. ICHRA is often a good fit for multi-state or remote teams because employees buy coverage where they live. We will review contribution levels and affordability rules with you.

Can I cover family members under our practice's health plan?

Often, yes. Many owners covering spouses or family members under the practice's plan is something we help structure correctly, along with reviewing eligibility rules for your specific carrier and plan type.

What happens if our practice grows close to 50 employees?

Once a practice approaches 50 employees, additional ACA compliance requirements can apply. We help you plan ahead for that threshold so your coverage and documentation stay compliant as you grow.

What Our Clients Are Saying

★★★★★

“These guys are very easy to work with and have great service!”

Phil L. • 5-star Google review

Meet Our Small Group and ICHRA Advisors

Next Steps

Let us help you protect staff, control administrative time, and support practice growth.

No pressure. Just straight answers from advisors who work with small businesses every day.

Disclosures

We are compensated by the insurance carriers for policies you choose through us. There is no direct cost to you. Compensation may vary by carrier and product. Information on this page is for educational purposes and does not constitute legal, tax, or accounting advice. Please consult your professional advisors about your specific situation. Tax treatment of ICHRA reimbursements can vary by employer and employee. We are licensed to advise clients in Pennsylvania, New Jersey, and Delaware. Contact us to confirm availability in other states.