Gwendolyn Smith, Author at Health & Benefits Partners

Best Practices Health Insurance Human Resources

2026 Small Business Open Enrollment: How to Prepare for Rising Costs, Educate Employees, and Get Payroll Ready

Open enrollment in 2026 comes amid rising health costs. Learn how small employers can budget…

Gwendolyn SmithOctober 1, 2026

Best Practices Health Insurance

Your Small Business Health Insurance Renewal Is Here: What Should You Do Next?

Your small business health insurance renewal has arrived. Learn how to review costs, compare plan…

Gwendolyn SmithSeptember 1, 2026

Health Insurance ICHRA

Fall Benefits Planning for Small Businesses: A Practical Guide to Renewal Budgets and Employee Communication

August is a valuable planning window for small employers. A structured review of renewal costs,…

Gwendolyn SmithAugust 1, 2026

Best Practices Health Insurance

Summer Hiring and Benefits Readiness: What Small Businesses Should Review Before Renewal Season

Summer hiring and shifting schedules can affect benefits planning. Here’s what small businesses should review…

Gwendolyn SmithJuly 1, 2026

Best Practices Health Insurance

Before Q4 Gets Busy: A June Benefits Planning Checklist for Small Business Owners

June is the right time for small business owners to organize benefits documents, review budget…

Gwendolyn SmithJune 1, 2026

Health Insurance Human Resources

Midyear Health Plan Check: What Small Businesses Should Review Before Costs Spiral

Midyear is one of the best times for small business owners to review whether their…

Gwendolyn SmithMay 1, 2026

Best Practices Business Health Insurance

Spring Benefits Checkup: 5 Costly Mistakes Small Businesses Make After Open Enrollment in PA, NJ, and DE

Spring is a smart time for small businesses to review health benefits, staffing changes, and…

Gwendolyn SmithApril 1, 2026

Health Insurance ICHRA

Why Small Business Health Insurance Costs Change in Pennsylvania 2026

Renewal increases are not random. Learn what drives small business health insurance costs in Pennsylvania…

Gwendolyn SmithMarch 1, 2026

Best Practices Human Resources Taxes

Forms 1094-C and 1095-C Explained: ACA Reporting Requirements for Employers in 2026

Tax season often raises questions about ACA reporting. This 2026 guide explains Forms 1094-C and…

Gwendolyn SmithFebruary 1, 2026

Health Insurance

How Small Business Owners Can Manage Employee Health Benefits Without Enhanced ACA Subsidies

Most small business owners are not directly affected by ACA subsidies, but changes to marketplace…

Gwendolyn SmithJanuary 1, 2026